Z-AGENTICS · AGENTIC FINANCE · THE CFO SEAT · OPEN SOURCE

The AI CFO for onchain companies, run by an agent.

zAgents is an always-on finance agent daemon. It watches stablecoin payments, reconciles invoices, chases receivables, controls payouts, sweeps idle treasury into yield — and reports back over Telegram. You approve. It executes.

Get early access See how it works

AI CFO SEAT · STABLECOIN AR/AP · HUMAN-APPROVED MONEY MOVEMENT · 24/7 DAEMON

Clients pay invoices

USDC · USDT · DAI

Chains watched

BASE · POLYGON · ETH · ARB

AI agents drive it

CLAUDE CODE · CODEX · SKILLS · MCP

AGENT CORE

Watchpayment watcher

Reconcilepartial · test · overpay

Collectreminders · dunning

ApproveTelegram · one tap

Paydry-run → broadcast

Sweepidle → yield

Vendors paid

APPROVED ON-CHAIN PAYOUTS

Treasury earns

zOPAL · ~12% APY (ILLUSTRATIVE)

Books stay true

ONE LEDGER · AUDIT-LOGGED

INTERFACES: CLI · DASHBOARD · TELEGRAM · API (KEY-GATED)ZERO PRIVATE KEYS HELD

Always-on. Approved. Auditable.

THE FINANCE SEAT AGENT ORGS ARE MISSING

THE GAP

Finance is the last seat that agent orgs still run by hand.

AI-native companies already spin up engineering, growth and operations agents. But stablecoin finance still breaks at the handoff from "money moved" to "books updated + risk controlled."

Test payments close real invoices

A 10 USDC test against a 10,000 USDC invoice gets marked PAID by naive tooling. zAgents flags it, keeps the balance open, and tells you.

Partials and overpayments tracked by hand

Cumulative payment tracking to the cent, remaining balance always visible, overpayments flagged with refund or credit-note suggestions.

Vendor payments lack controls

Every payout needs approval, compliance and an audit trail. The agent prepares and dry-runs; a human approves with one tap on Telegram.

Idle treasury funds nothing

Balances sit unallocated while the agents they belong to keep running costs. zAgents proposes yield sweeps — principal intact.

RECONCILIATION ENGINE

The agent keeps the books. You keep the money.

Every on-chain receipt is mapped to an invoice with bigint-only money math, idempotent processing and restart-safe catch-up — so finance state stays correct even when chains and humans are messy.

SIGNAL

WHAT THE AGENT DECIDES

Partial payment

Tracks received / remaining without closing early; invoice stays open until the balance clears.

Test / dust payment

Detects and flags small probes against large invoices — the "10 USDC closes 10,000" bug is dead.

Overpayment

Marks paid, records the surplus, suggests a refund or credit note with a full audit trail.

Ambiguity

Anything unclear routes to a human review queue — assign, reject, refund or credit. Never auto-applied.

Idle balance

Proposes a sweep into zOPAL yield; executes only after your approval, principal intact.

Risk

Payouts are screened (KYA · sanctions · Travel Rule capture on the zPayments rail) and fail closed.

PROVEN ON BASE MAINNET — A REAL VENDOR PAYOUT AND A REAL YIELD SWEEP, VERIFIABLE ON BASESCAN.

HOW IT WORKS

Install like a dev tool. Runs like an employee.

Install

One-command install with a guided onboarding wizard — skip anything.

Link wallet

Browser approval, spend limits, expiry. zAgents never sees a private key.

Watch

The daemon reconciles every inflow to the right invoice, 24/7, restart-safe.

Approve

Reminders and payouts arrive on Telegram. One tap. Audit-logged.

Sweep

Idle funds proposed into yield; the agent starts paying for itself.

SIGNATURE NARRATIVE

The agent that pays for itself.

$2,000

one-time treasury corpus parked with the yield engine

~12%

target yield assumption (illustrative)

≈$240/yr

agent run-cost coverage principal intact

Agent economies need agents that can fund, monitor and govern them. Illustrative yield / run-cost math — not investment advice.

TRUST MODEL

Human-approved by design, not as an afterthought.

CONTROL

GUARANTEE

Dry-run first

Everything that moves money simulates before it broadcasts. No exceptions.

Human approval

One-tap Telegram approvals, role-gated (viewer < approver < admin), every action audit-logged with who/when/what.

Zero key custody

Browser-approved, spend-limited, expiring wallet sessions — keys never enter the agent's context.

Open source

The core is MIT and free to run forever. Invoice generation, client reminders and payables broadcast unlock with an API key.

THE SEAT IS OPEN

Every function has an agent.
Finance doesn't. Yet.

Open-source, one-command install, real money already moving on Base mainnet. Drop the CFO seat into your agent org — early access opening soon.

Get early access